[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.golemo.cz\/pujcka-sem-pujcka-tam-aneb-zavislost-je-nemoc\/#Article","mainEntityOfPage":"https:\/\/www.golemo.cz\/pujcka-sem-pujcka-tam-aneb-zavislost-je-nemoc\/","headline":"P\u016fj\u010dka sem, p\u016fj\u010dka tam aneb z\u00e1vislost je nemoc","name":"P\u016fj\u010dka sem, p\u016fj\u010dka tam aneb z\u00e1vislost je nemoc","description":"V dne\u0161n\u00ed dob\u011b je tak snadn\u00e9 vz\u00edt si p\u016fj\u010dku \u017ee? Zn\u00e1te to, nejen z televizn\u00edch reklam, r\u00e1dia, internetu, novin. B\u011bhem p\u00e1r minut, m\u016f\u017eete m\u00edt pen\u00edze na sv\u00e9m \u00fa\u010dtu, v\u0161e m\u016f\u017eete vy\u0159\u00eddit z mobiln\u00edho telefonu! V\u011bt\u0161ina lid\u00ed, \u017e\u00e1d\u00e1 o p\u016fj\u010dku, kdy\u017e je ve finan\u010dn\u00ed t\u00edsni a neuva\u017euje nad t\u00edm, jak je nev\u00fdhodn\u00e1. Probl\u00e9m nast\u00e1v\u00e1 a\u017e v...","datePublished":"2020-02-03","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.golemo.cz\/author\/#Person","name":"","url":"https:\/\/www.golemo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"golemo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.golemo.cz\/wp-content\/uploads\/img_a370394_w4296_t1582089598.jpg","url":"https:\/\/www.golemo.cz\/wp-content\/uploads\/img_a370394_w4296_t1582089598.jpg","height":0,"width":0},"url":"https:\/\/www.golemo.cz\/pujcka-sem-pujcka-tam-aneb-zavislost-je-nemoc\/","about":["Finance"],"wordCount":499,"articleBody":"V dne\u0161n\u00ed dob\u011b je tak snadn\u00e9 vz\u00edt si p\u016fj\u010dku \u017ee? Zn\u00e1te to, nejen z televizn\u00edch reklam, r\u00e1dia, internetu, novin. B\u011bhem p\u00e1r minut, m\u016f\u017eete m\u00edt pen\u00edze na sv\u00e9m \u00fa\u010dtu, v\u0161e m\u016f\u017eete vy\u0159\u00eddit z mobiln\u00edho telefonu! V\u011bt\u0161ina lid\u00ed, \u017e\u00e1d\u00e1 o p\u016fj\u010dku, kdy\u017e je ve finan\u010dn\u00ed t\u00edsni a neuva\u017euje nad t\u00edm, jak je nev\u00fdhodn\u00e1. Probl\u00e9m nast\u00e1v\u00e1 a\u017e v moment\u011b, kdy m\u00e1 doj\u00edt na splacen\u00ed! Bohu\u017eel se pak st\u00e1v\u00e1, \u017ee dlu\u017en\u00edk si vezme dal\u0161\u00ed p\u016fj\u010dku, aby zaplatil tu p\u0159edchoz\u00ed a u\u017e se dost\u00e1v\u00e1 do nekone\u010dn\u00e9ho kolob\u011bhu.V moment\u011b, kdy splat\u00ed p\u0159edchoz\u00ed p\u016fj\u010dku, \u0159\u00e1dn\u011b a v\u010das, je mu nab\u00edzena dal\u0161\u00ed s vy\u0161\u0161\u00ed \u010d\u00e1stkou, nebo slevou a takov\u00e1 nab\u00eddka se p\u0159eci ned\u00e1 odm\u00edtnout \u017ee?!B\u011bhem m\u011bs\u00edc\u016f se tak st\u00e1v\u00e1 \u010dlov\u011bk z\u00e1visl\u00fd na p\u016fj\u010dk\u00e1ch! Jen\u017ee p\u016fj\u010dovat si do nekone\u010dna p\u0159eci nejde! Jednoho kr\u00e1sn\u00e9ho dne, u\u017e nebude, kde jsi p\u016fj\u010dit a nast\u00e1v\u00e1 velk\u00fd probl\u00e9m! Opo\u017ed\u011bn\u00e9 platby, znamenaj\u00ed velk\u00e9 smluvn\u00ed pokuty, \u00faroky z prodlen\u00ed a najednou sk\u00e1\u010dou \u010d\u00e1stky v\u00fd\u0161e a v\u00fd\u0161e. V posledn\u00edch chv\u00edl\u00edch se d\u00e1 situace vy\u0159e\u0161it konsolidac\u00ed, ale ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f u\u017e na n\u00ed nelze dos\u00e1hnout, kv\u016fli opo\u017ed\u011bn\u00fdm platb\u00e1m. Jedin\u00e1 cesta, jak z toho ven je osobn\u00ed bankrot, neboli oddlu\u017een\u00ed.D\u00edky, novelizaci z\u00e1kona, m\u00e1me dokonce hned dva zp\u016fsoby oddlu\u017een\u00ed. Z\u00e1le\u017e\u00ed na dlu\u017en\u00edkovo situaci, jak jsou dluhy vysok\u00e9 a kolik je schopen uhradit. Samoz\u0159ejmost\u00ed osobn\u00edho bankrotu je spln\u011bn\u00ed n\u011bkolika z\u00e1konn\u00fdch podm\u00ednek, nejhlavn\u011bj\u0161\u00ed je nap\u0159\u00edklad st\u00e1l\u00fd p\u0159\u00edjem. Vra\u0165me se, ale zp\u011bt k z\u00e1vislosti na p\u016fj\u010dk\u00e1ch!Pokud se \u010dlov\u011bk stane opravdu z\u00e1visl\u00fdm na p\u016fj\u010dk\u00e1ch, \u00fav\u011brech, kreditn\u00edch kart\u00e1ch je t\u0159eba mu pomoc. V moment\u011b oddlu\u017een\u00ed, se m\u016f\u017ee st\u00e1t, \u017ee se \u010dlov\u011bk op\u011btovn\u011b zadlu\u017e\u00ed! Proto\u017ee, dnes je tolik spole\u010dnost\u00ed, kte\u0159\u00ed p\u016fj\u010duj\u00ed pen\u00edze i po osobn\u00edm bankrotu. Jestli\u017ee se \u010dlov\u011bk t\u00e9to z\u00e1vislosti nezbav\u00ed, bude se kolob\u011bh neust\u00e1le opakovat. D\u016fle\u017eit\u00e9 je p\u0159iznat si z\u00e1vislost, sv\u011b\u0159it se s n\u00ed nejbli\u017e\u0161\u00edm a cht\u00edt s n\u00ed bojovat.Na z\u00e1v\u011br, takov\u00e1 mal\u00e1 rada. V\u017edy zva\u017eujte a p\u0159em\u00fd\u0161lejte, ne\u017e si p\u016fj\u010d\u00edte pen\u00edze! Pokud je pozd\u011b a u\u017e jste si p\u016fj\u010dili, nikdy ne\u0159e\u0161te probl\u00e9m se splacen\u00edm dal\u0161\u00ed p\u016fj\u010dkou, ale zkuste se s v\u011b\u0159itelem domluvit na individu\u00e1ln\u00edm splacen\u00ed (spl\u00e1tkov\u00fd kalend\u00e1\u0159).                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka sem, p\u016fj\u010dka tam aneb z\u00e1vislost je nemoc","item":"https:\/\/www.golemo.cz\/pujcka-sem-pujcka-tam-aneb-zavislost-je-nemoc\/#breadcrumbitem"}]}]